Chocolate Chip Banana Bread

Category: Indulgent Desserts for Sweet Endings

This chocolate chip banana bread combines ripe, mashed bananas and semi-sweet chocolate chips for a moist, flavorful loaf. The prep is simple—mix dry and wet ingredients separately, fold everything together, then bake until golden and fragrant. Sprinkling extra chocolate chips on top ensures gooey melty bites. Serve it warm for breakfast, as a midday treat, or as a sweet finish to your day. Store well-wrapped at room temperature or freeze slices for later snacking ease. With basic pantry ingredients and minimal effort, you'll have a comforting, crowd-pleasing loaf that delights every time.

A woman wearing a chef's hat and apron.
Created By Sarah
Last updated on Sat, 17 May 2025 21:18:38 GMT
A chocolate cake with chocolate chips on top. Save
A chocolate cake with chocolate chips on top. | sarahmeal.com

Nothing brings our family together like the aroma of chocolate chip banana bread wafting from the oven The combination of sweet ripe bananas and gooey chocolate chips makes every bite cozy and irresistible Plus it is the perfect way to rescue those ultra ripe bananas that always seem to linger on the counter

Everyone in my house has their own favorite way to eat a slice Some love it warm with a swipe of butter while others grab a slice straight from the fridge for a quick treat This was one of the first recipes my kids helped me make and it is still a weekend favorite

Ingredients

  • All purpose flour: gives the bread its tender structure Choose unbleached if you can for a classic flavor
  • Granulated sugar: balances the sweetness and creates that golden crust If your bananas are extra ripe you can drop the sugar by a tablespoon or two
  • Unsalted butter: at room temperature gives a rich flavor and soft crumb Use good quality real butter for best results
  • Large eggs: bind everything together and give the loaf structure Fresh eggs work best
  • Very ripe bananas mashed: bring deep banana flavor and natural sweetness Look for peels that are almost totally spotted or brown
  • Semi sweet chocolate chips: create those irresistible pockets of chocolate Go for a brand you love to eat ahndfuls of for best melt and taste
  • Baking powder and baking soda: give lift and a light texture Check expiration dates to be sure they are active
  • Salt: wakes up all the flavors A fine sea salt works beautifully
  • Vanilla extract: gives depth and warmth Look for pure vanilla extract when possible

Step by Step Instructions

Prepare the Pan:
Grease a nine by five inch loaf pan or line it with parchment paper This prevents sticking and makes for easy removal
Mix the Dry Ingredients:
In a medium bowl whisk together flour baking powder baking soda and salt Whisking aerates the dry mix and ensures even leavening
Cream Butter and Sugar:
In a large mixing bowl beat softened butter and sugar together at medium high speed for about three minutes until the mixture looks pale and fluffy This step adds air and yields a lighter banana bread
Add Eggs and Vanilla:
Add eggs one at a time mixing well and scraping the sides after each Stir in the vanilla for an even flavor throughout
Add Bananas:
Add the mashed bananas to the bowl Using a fork to mash keeps a few chunky pieces which adds texture and more banana flavor
Combine Wet and Dry Ingredients:
With the mixer on low add the dry ingredients gradually Mix until just combined Overmixing can make banana bread tough
Fold in the Chocolate Chips:
Hold back a small handful of chocolate chips for the top Gently fold the rest into the batter by hand folding keeps the bread soft
Fill the Pan and Top:
Pour the batter into your prepared pan and smooth the surface Sprinkle reserved chocolate chips all over the top for a bakery style look
Bake the Bread:
Bake at 350 degrees Fahrenheit for about sixty minutes Check with a toothpick at the center it should come out mostly clean with a few crumbs If the top darkens fast cover loosely with foil for the last fifteen minutes
Cool Before Slicing:
Let the loaf cool in the pan for fifteen minutes then transfer to a wire rack to finish cooling This keeps the bread from getting soggy
A chocolate chip cake with chocolate chips on top. Save
A chocolate chip cake with chocolate chips on top. | sarahmeal.com

My favorite part is the chocolate chip crust on top A few years ago I baked an extra loaf to share with an elderly neighbor and she still requests the recipe year after year

Storage Tips

Keep banana bread wrapped tightly at room temperature for up to three days If you prefer a chilled slice refrigerate for up to one week For longer storage wrap individual slices in plastic and foil and freeze for up to three months

Ingredient Substitutions

Swap in dark chocolate chunks or mini chips for a twist If you love nuts stir in half a cup of chopped walnuts or pecans Dairy free butter and a flax egg make it vegan friendly and you can use coconut sugar instead of granulated for a hint of caramel flavor

Serving Suggestions

Toast a slice and spread with peanut butter for a power breakfast For dessert top with a scoop of vanilla ice cream A fresh fruit side makes it an impressive brunch addition

A chocolate cake with chocolate chips on top. Save
A chocolate cake with chocolate chips on top. | sarahmeal.com

A Bit of Banana Bread History

Banana bread became wildly popular during the Great Depression homes never wasted ripe bananas It remains a baking classic because of its forgiving nature and unmatched comfort factor Even today this loaf is a staple in lunchboxes across generations

Common Recipe Questions

→ How can I keep banana bread moist?

Store it tightly wrapped at room temperature for up to three days or refrigerate for lasting freshness. Avoid overbaking to retain moisture.

→ Can I use other types of chocolate?

Yes, dark chocolate chunks or mini chips add extra richness. Adjust to your preference for sweetness or intensity.

→ Is it okay to add nuts?

Absolutely. Stir in chopped walnuts or pecans for extra texture and a nutty contrast with the chocolate.

→ How ripe should the bananas be?

The riper, the better. Overripe bananas provide natural sweetness and make the loaf tender and flavorful.

→ Can I freeze banana bread?

Yes. Wrap cooled slices or the whole loaf tightly in plastic wrap and foil, or use freezer-safe bags for easy storage.

Chocolate Chip Banana Bread

Moist, tender banana loaf packed with chocolate chips. Perfect for breakfast, snack, or dessert–pure comfort in every slice.

Preparation Time
10 minutes
Cook Time
60 minutes
Total Duration
70 minutes
Created By: Sarah

Recipe Category: Desserts

Level of Difficulty: Simple

Cuisine Style: American

Servings Yield: 10 Portion Size (One standard loaf)

Diet Preferences: Vegetarian-Friendly

What You'll Need

→ Main

Ingredient 01 220 grams all-purpose flour
Ingredient 02 150 grams granulated sugar
Ingredient 03 115 grams unsalted butter, softened to room temperature
Ingredient 04 2 large eggs
Ingredient 05 3 very ripe bananas, mashed
Ingredient 06 170 grams semi-sweet chocolate chips
Ingredient 07 5 grams baking powder
Ingredient 08 2.5 grams baking soda
Ingredient 09 5 grams fine salt
Ingredient 10 5 milliliters vanilla extract

How to Make It

Instruction 01

Preheat the oven to 180°C and grease a standard 23x13 cm loaf pan with baking spray or line with parchment paper.

Instruction 02

In a medium bowl, whisk together all-purpose flour, baking powder, baking soda, and salt until thoroughly combined. Set aside.

Instruction 03

In a large mixing bowl or the bowl of a stand mixer fitted with the paddle attachment, beat softened butter and granulated sugar on medium-high speed until pale and fluffy, about 3 minutes.

Instruction 04

Add eggs one at a time, mixing well after each addition and scraping down the bowl. Stir in vanilla extract until uniform.

Instruction 05

Fold mashed bananas into the mixture, leaving some chunks for texture if desired.

Instruction 06

With the mixer on low speed, gradually add dry ingredients to the wet mixture, mixing until just combined to avoid overmixing.

Instruction 07

Reserve a small handful of chocolate chips for topping and gently fold the remaining chips into the batter.

Instruction 08

Pour batter into the prepared loaf pan, smooth the surface, and sprinkle reserved chocolate chips evenly on top.

Instruction 09

Bake in the center of the oven for approximately 60 minutes, or until a toothpick inserted into the center comes out with only a few moist crumbs. Tent loosely with foil if the top browns too quickly in the final 10–15 minutes.

Instruction 10

Allow the banana bread to cool in the pan for 15 minutes. Transfer to a wire rack and cool completely before slicing.

Additional Tips

  1. For an extra rich loaf, substitute dark chocolate chunks or mini chips for the semi-sweet chocolate chips.
  2. To add crunch, mix in 60 grams of chopped walnuts or pecans with the chocolate chips.
  3. Wrap the loaf tightly and store at room temperature for up to 3 days, refrigerate for up to one week, or freeze in portions for longer storage.

Essential Tools

  • Standard loaf pan (23x13 cm)
  • Electric mixer or stand mixer with paddle attachment
  • Mixing bowls
  • Whisk
  • Rubber spatula
  • Cooling rack

Allergy Details

Always review ingredient labels for allergens, and consult a professional if you're unsure.
  • Contains gluten from all-purpose flour
  • Contains eggs
  • Contains milk from butter and chocolate chips
  • Contains soy lecithin in some chocolate chips

Nutritional Breakdown (per serving)

These nutritional details are for informational purposes and shouldn't replace medical advice.
  • Calories: 315
  • Fat Content: 12 grams
  • Carbohydrate Content: 48 grams
  • Protein Content: 4 grams