
If you want a fuss-free, filling dinner that everyone actually gets excited for, this Cheddar-Crusted Ground Beef and Rice Casserole deserves a spot in your rotation. Think cozy beef and rice tucked under a generous layer of crispy cheddar and breadcrumbs. It is the kind of meal that simplifies busy weekdays and satisfies even the pickiest eaters with something hearty and homey.
I remember baking this for a last-minute family gathering and it disappeared within minutes. The golden cheese on top gets everyone to the table fast and rarely do I have leftovers.
Ingredients
- Ground beef: brings savory flavor and protein go with 80 or 85 percent lean for best taste and texture
- Olive oil: adds browning power if your beef is very lean and keeps flavors rich
- Onion: brings sweetness and aromatic depth look for a firm onion with shiny skin
- Red bell pepper: gives color and sweetness choose one that feels heavy for its size
- Garlic: for big flavor and warmth fresh cloves always beat jarred
- Smoked paprika: boosts the casserole’s heartiness Spanish varieties are extra smoky
- Dried oregano: balances the flavors make sure it is vibrant green not faded
- Salt and black pepper: round out the savory notes using freshly ground pepper adds a kick
- White or brown rice: creates a fluffy and filling base check for whole unbroken grains
- Beef broth: adds richness chicken broth is milder if you want a lighter flavor
- Canned diced tomatoes: lend brightness and moisture find unsalted or low sodium if watching salt intake
- Frozen corn or peas: for pops of color and sweetness use high-quality frozen
- Shredded sharp cheddar cheese: is the magic ingredient for crust choose a block cheese and shred it yourself for best melt
- Panko breadcrumbs: give crunch to the topping look for crisp white flakes
- Butter: ties the topping together use real butter for best flavor
Step-by-Step Instructions
- Brown the Beef:
- Cook the ground beef in a large skillet over medium-high heat until fully browned. If needed add a splash of olive oil to prevent sticking. Use a spoon to break up lumps and let the meat form crusty bits for extra flavor.
- Sauté the Vegetables:
- Add diced onion, red bell pepper, and garlic to the beef. Stir and cook for three to four minutes until the veggies become soft and fragrant. This deepens the savoriness.
- Build the Flavor Base:
- Stir in smoked paprika, oregano, salt, and black pepper. Toss until the meat and veggies are evenly coated with spice.
- Add the Rice and Liquids:
- Pour in uncooked rice and mix well to coat every grain. Add broth, diced tomatoes with their juice, and frozen corn or peas. Stir thoroughly then let it just start to simmer.
- Transfer to Casserole Dish:
- Spread the mixture into a greased 9x13 inch baking dish. Use a spatula to even it out. Cover tightly with foil so the rice steams and cooks properly.
- Bake the Casserole:
- Bake at 375 degrees Fahrenheit for 30 to 35 minutes. Check the rice for tenderness and make sure most liquid is absorbed.
- Prepare Cheddar Crust Topping:
- In a small bowl combine shredded cheddar, panko breadcrumbs, and melted butter. Mix until every breadcrumb is lightly coated.
- Top and Finish Baking:
- Remove foil and scatter the cheddar topping evenly over the casserole. Return to the oven uncovered. Bake for 10 to 12 minutes until the top turns golden and cheese is bubbly.
- Rest and Serve:
- Let the casserole sit for five minutes before cutting. This helps it hold together and intensifies the flavors.

The cheddar topping is my favorite part. That crispy browned layer started as a happy kitchen accident and now my family will not let me skip it. My kids have even offered to grate the cheese just to make sure we do not forget it.
Storage Tips
Store leftovers tightly covered in the refrigerator for up to four days. This casserole also freezes beautifully in individual portions. Defrost in the fridge overnight and reheat in the oven for best texture.
Ingredient Substitutions
Swap ground beef with ground turkey, chicken, or plant-based protein for a lighter or vegetarian option. Brown rice works just as well as white rice but needs a bit longer to cook. Add any mild melting cheese you have on hand and stir in extra veggies like spinach or mushrooms to suit your tastes.
Serving Suggestions
Serve this with a crisp green salad or roasted broccoli for a satisfying meal. For a fun twist, spoon leftovers into lettuce wraps or stuff them into bell peppers and bake with extra cheddar on top.

Cultural and Historical Context
Hearty casseroles have long been an American comfort classic for both practicality and flavor. Dishes like this one rose to fame for their ability to stretch pantry ingredients and bring families together around one easy-to-share dish.
Common Recipe Questions
- → Can I substitute the ground beef with another protein?
Absolutely. Ground turkey, chicken, or plant-based crumbles work well and can lighten up the dish or make it vegetarian-friendly.
- → Does brown rice work in place of white rice?
Yes, brown rice is a great swap. It may require 5 to 10 extra minutes of baking—just ensure it’s tender before adding the cheddar topping.
- → What vegetables pair best in this casserole?
Onions, bell peppers, and corn or peas are classics. Try adding spinach, zucchini, or mushrooms for extra color and nutrition.
- → How do I achieve a crispy topping?
Mix sharp cheddar with panko breadcrumbs and melted butter, then bake uncovered until golden after the casserole is cooked through.
- → Can this dish be made ahead?
Yes, the casserole can be assembled, refrigerated, and baked when needed. Add about 5 minutes of baking time if starting from cold.